Who are DBM Mortgages?
DBM Mortgages are a ‘Whole of Market’ mortgage broker, directly authorised under the Financial Services Authority.

How can DBM Mortgages offer me a mortgage when other lenders won’t?
DBM Mortgages is a ‘Whole of Market’ mortgage brokerage which gives us wider scope with the benefit to you being that we can source from a range of lenders and products to find the must suitable product to meet your needs

Why should I choose DBM Mortgages?
DBM Mortgages is Directly Authorised by the Financial Services Authority so you can be confident that you’re dealing with a reputable, regulated company.

What details will I need to provide?
In order for us to be able to find the best mortgage to suit your individual circumstances we will need to ask you some questions that relate to your Personal, Employment and credit information and what type of product you are looking for, you can do this by filling in our on line enquiry form or by asking for a call back or calling us.

From start to finish how long is this going to take?
DBM Mortgages aims to complete a new mortgage for you and get you in your new home within six to eight weeks and for a remortgage application within six weeks. Very few cases will take more than these times.

How much can I borrow?
This is dependant on your individual circumstances, some lenders we have used now used affordability calculators rather than income multiples so the best thing is to contact us and let us find out for you.

Are there any penalties if I repay my mortgage early?
Depending on the mortgage or remortgage product you choose, there could be penalties if you choose to repay your mortgage early. However, DBM Mortgages will ensure that any such penalties are highlighted to you before your application is completed, and before you’ve paid any fees.

Will any information I enter on this site affect my credit rating?
Getting a quote from DBM Mortgages won’t affect your credit rating, and no searches will be undertaken for the purposes of providing an initial quote. We will use our mortgage database to match your requirements and then speak to you about these before we approach the lender on your behalf.

However, if you decide to go ahead with applying for a mortgage or remortgage with DBM Mortgages, a credit search will be (in the majority of cases) actioned and this will be recorded on your credit files.

What do I have to pay to you upfront?
We charge no fees upfront, we only charge a broker fee ON COMPLETION this can be viewed by reviewing the information disclosure document on the enquiry page that shows details on our fees and services to you. The only fee that you have to pay upfront, once you have agreed to use us and been accepted by a lender is the lender’s submission fee which is for their administrative work and for the valuation, this cost varies on the lender and also the value of the property.

The overall cost for comparison is 7.4% APR. The actual rate payable will depend on your circumstances. Ask for a personalised illustration.